Markin Insurance – Guard Home Policy vs Allstate Home Policy

Summary of Coverage
Section I
A. Dwelling $334,580
B. Other Structures $33,458
C. Personal Property $167,290
D. Loss of Use $100,374
Section II
E. Personal Liability $500,000
F. Medical Payments to Others $5,000
Deductible. All Perils: $1,000
Windstorm/Hail: Same as All Peril
Section III
Coverage A: Loss Settlement Option: Replacement Cost
Coverage A: Additional Replacement Cost: 25%
Roof Surfacing Windstorm or Hail Losses: Replacement Cost
Coverage B: Loss Settlement Option: Replacement Cost
Coverage C: Loss Settlement Option: Replacement Cost
Ordinance or Law - Percentage of Coverage A: 10%
Home Systems Protection Coverage: Included
Service Line Coverage: Included
Identity Fraud Expense Coverage: Included

Summary of Coverage
Section I
A. Dwelling $302,502
B. Other Structures $30,251
C. Personal Property $151,251
D. Loss of Use $75,626
Section II
E. Personal Liability $300,000
F. Medical Payments to Others $3,000
Deductible. All Perils: $1,000
Windstorm/Hail: Same as All Peril
Section III
Coverage A: Loss Settlement Option: Replacement Cost
Coverage A: Additional Replacement Cost: 25%
Roof Surfacing Windstorm or Hail Losses: Actual Cash Value
Coverage B: Loss Settlement Option: Actual Cash Value
Coverage C: Loss Settlement Option: Replacement Cost
Ordinance or Law - Percentage of Coverage A: N/A
Home Systems Protection Coverage: N/A
Service Line Coverage: N/A
Identity Theft Coverage: Included